The importance of 'Conditional on Financing' in times of rising interest rates
Imagine this: you've come across the perfect home, and you're thrilled to make an offer. But, here's the key question—should you include...
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Vince Savoia
- Jul 10
- 3 min
Smart move: bridge financing provides a smooth transition between mortgages
Summer is officially in full swing which means vacation time, backyard barbecues, pool parties, etc., but summer is also “moving season”....
Vince Savoia
- May 13
- 2 min
Learning about the new First Home Savings Account (FHSA) program
With the market starting to stabilize, and in many markets housing prices starting to rise again, maybe you or someone you know is...
Vince Savoia
- Dec 13, 2022
- 3 min
The Pros and Cons of Locking In
The holiday season is upon us, bringing an end to a tumultuous year. 2022 saw inflation reach levels not seen for 40 years, followed by...
Vince Savoia
- Jul 25, 2022
- 3 min
Mortgage Fundamentals for Home Purchases
With interest rates continuing to rise, and housing markets beginning to cool, if you’re considering a home purchase anytime soon, it’s a...
Vince Savoia
- May 11, 2022
- 2 min
The Tax Free First Home Savings Account (“FHSA”) explained
If you or someone you know is saving for a downpayment on their first home, the Federal government announced a new program aimed at...
Vince Savoia
- Jan 4, 2022
- 3 min
Sensible strategies to help you thrive in 2022
Canadians keep talking about the housing market! Are we in a housing bubble, will rates rise in 2022 and by how much, is this the right...
Vince Savoia
- Nov 19, 2021
- 2 min
Four Risks Of Home Equity Lines Of Credit (HELOC)
A home equity loan lets you borrow some of the equity you’ve built up in your home. For most people home equity loans are a convenient,...
Vince Savoia
- Nov 9, 2021
- 2 min
The lowdown on appraisals
Whether you’re purchasing a new home or want to complete a refinance of your current mortgage, it’s important to understand the role of...
Vince Savoia
- Oct 29, 2021
- 2 min
Before you list, here’s how to find out what your home is really worth.
Coming up with the right price for your home is a science. It’s not based on how much you love your home or how much money you need to...
Vince Savoia
- Oct 22, 2021
- 2 min
When and how to back out of an accepted offer.
When you submit an offer to purchase a home, It’s only natural to have second thoughts. Buying a home is a major life decision, If your...
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- Oct 15, 2021
- 1 min
Is hiring a real estate agent worth the cost?
When you’re selling a home, so much money is at stake, you can’t afford to make a mistake. That’s why the vast majority of sellers work...
Vince Savoia
- Oct 8, 2021
- 1 min
6 mistakes that can make it harder to get approved for a mortgage
Getting a mortgage can be complicated and stressful. Here are 6 common mistakes that can stand in the way of financing: Waiting for a 20%...
Vince Savoia
- Feb 27, 2020
- 1 min
Your Home Buying Future Starts Here
"This Homebuyer’s Guide will give you the information and tools you need to make an informed and responsible homebuying decision. "
Vince Savoia
- Feb 19, 2020
- 1 min
Saving For A Down Payment
Consider these four factors when saving for a down payment.
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