Budgeting for Inflation
If you thought the end of the pandemic would bring a return to economic normalcy, 2022 has certainly been surprising. Summer has seen...
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Vince Savoia
- Jul 25
- 3 min
Mortgage Fundamentals for Home Purchases
With interest rates continuing to rise, and housing markets beginning to cool, if you’re considering a home purchase anytime soon, it’s a...
Vince Savoia
- Jun 1
- 3 min
How rising rates can affect your mortgage
The one-two-punch of supply chain issues and the war in Ukraine has pushed inflation in Canada to its highest level in 30 years and...
Vince Savoia
- May 11
- 2 min
The Tax Free First Home Savings Account (“FHSA”) explained
If you or someone you know is saving for a downpayment on their first home, the Federal government announced a new program aimed at...
Vince Savoia
- Apr 13
- 1 min
The Bank of Canada raises its overnight rate to 1.00%
The Bank of Canada announced today that it has raised the overnight rate by .50% to 1.00%, to curb rising inflation due to "Russia's...
Vince Savoia
- Apr 7
- 3 min
Spring clean your finances
Spring finally arrived after a long winter, and with inflation and the rising cost of living on everyone’s mind, there’s never been a...
Vince Savoia
- Mar 1
- 3 min
Higher interest rates are here. What does that mean to you?
The Bank of Canada has been signalling for a while now that they will respond to inflation by raising interest rates. Sure enough, on...
Vince Savoia
- Feb 8
- 3 min
It’s RRSP season. Why is this important to you as a homeowner?
The deadline to contribute to your RRSP this year is March 1. Your home may be the perfect tool to pay yourself first and grow your net...
Vince Savoia
- Jan 4
- 3 min
Sensible strategies to help you thrive in 2022
Canadians keep talking about the housing market! Are we in a housing bubble, will rates rise in 2022 and by how much, is this the right...
Vince Savoia
- Dec 14, 2021
- 3 min
Preparing for Higher Rates
Given inflationary pressures, the Bank of Canada indicated in their last rate announcement that rate hikes could take place earlier than...
Vince Savoia
- Nov 19, 2021
- 2 min
Four Risks Of Home Equity Lines Of Credit (HELOC)
A home equity loan lets you borrow some of the equity you’ve built up in your home. For most people home equity loans are a convenient,...
Vince Savoia
- Nov 12, 2021
- 1 min
The 6 Jars of Money Management
Here’s an easy way to think about your finances. Instead of trying to picture all sorts of complicated accounts and budget lines, just...
Vince Savoia
- Nov 9, 2021
- 2 min
The lowdown on appraisals
Whether you’re purchasing a new home or want to complete a refinance of your current mortgage, it’s important to understand the role of...
Vince Savoia
- Nov 5, 2021
- 1 min
Common Uses of Reverse Mortgages
I wanted to take a moment and share some information with you about a product that is becoming popular with Canadians aged 55 and older:...
Vince Savoia
- Oct 29, 2021
- 2 min
Before you list, here’s how to find out what your home is really worth.
Coming up with the right price for your home is a science. It’s not based on how much you love your home or how much money you need to...
Vince Savoia
- Oct 22, 2021
- 2 min
When and how to back out of an accepted offer.
When you submit an offer to purchase a home, It’s only natural to have second thoughts. Buying a home is a major life decision, If your...
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- Oct 15, 2021
- 1 min
Is hiring a real estate agent worth the cost?
When you’re selling a home, so much money is at stake, you can’t afford to make a mistake. That’s why the vast majority of sellers work...
Vince Savoia
- Oct 8, 2021
- 1 min
6 mistakes that can make it harder to get approved for a mortgage
Getting a mortgage can be complicated and stressful. Here are 6 common mistakes that can stand in the way of financing: Waiting for a 20%...
Vince Savoia
- Oct 1, 2021
- 1 min
The Intergenerational Home Funding Program
You can make the dream of home ownership a reality for your loved ones. Learn how we can help these dreams come true! Parents and...
Vince Savoia
- Feb 27, 2020
- 1 min
Your Home Buying Future Starts Here
"This Homebuyer’s Guide will give you the information and tools you need to make an informed and responsible homebuying decision. "