This year create financial resolutions that you can stick to
A new year brings a host of new year’s resolutions. It’s very common for people to make these resolutions around family, friends, eating...
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Vince Savoia
- Dec 13, 2022
- 3 min
The Pros and Cons of Locking In
The holiday season is upon us, bringing an end to a tumultuous year. 2022 saw inflation reach levels not seen for 40 years, followed by...
Vince Savoia
- Nov 2, 2022
- 2 min
Thinking of buying? Don't be put off by high rates.
2022 has already been tough on Canadians’ wallets, and recent economic data shows the pain is unlikely to end soon. Inflation continues...
Vince Savoia
- Oct 6, 2022
- 2 min
A fresh look at the opportunities in today’s housing market
When news reports present a consistently gloomy view of rising rates and the distinctly negative impact on the housing market, it’s easy...
Vince Savoia
- Aug 12, 2022
- 3 min
Budgeting for Inflation
If you thought the end of the pandemic would bring a return to economic normalcy, 2022 has certainly been surprising. Summer has seen...
Vince Savoia
- Jul 25, 2022
- 3 min
Mortgage Fundamentals for Home Purchases
With interest rates continuing to rise, and housing markets beginning to cool, if you’re considering a home purchase anytime soon, it’s a...
Vince Savoia
- Jun 1, 2022
- 3 min
How rising rates can affect your mortgage
The one-two-punch of supply chain issues and the war in Ukraine has pushed inflation in Canada to its highest level in 30 years and...
Vince Savoia
- May 11, 2022
- 2 min
The Tax Free First Home Savings Account (“FHSA”) explained
If you or someone you know is saving for a downpayment on their first home, the Federal government announced a new program aimed at...
Vince Savoia
- Apr 13, 2022
- 1 min
The Bank of Canada raises its overnight rate to 1.00%
The Bank of Canada announced today that it has raised the overnight rate by .50% to 1.00%, to curb rising inflation due to "Russia's...
Vince Savoia
- Apr 7, 2022
- 3 min
Spring clean your finances
Spring finally arrived after a long winter, and with inflation and the rising cost of living on everyone’s mind, there’s never been a...
Vince Savoia
- Mar 1, 2022
- 3 min
Higher interest rates are here. What does that mean to you?
The Bank of Canada has been signalling for a while now that they will respond to inflation by raising interest rates. Sure enough, on...
Vince Savoia
- Feb 8, 2022
- 3 min
It’s RRSP season. Why is this important to you as a homeowner?
The deadline to contribute to your RRSP this year is March 1. Your home may be the perfect tool to pay yourself first and grow your net...
Vince Savoia
- Jan 4, 2022
- 3 min
Sensible strategies to help you thrive in 2022
Canadians keep talking about the housing market! Are we in a housing bubble, will rates rise in 2022 and by how much, is this the right...
Vince Savoia
- Dec 14, 2021
- 3 min
Preparing for Higher Rates
Given inflationary pressures, the Bank of Canada indicated in their last rate announcement that rate hikes could take place earlier than...
Vince Savoia
- Nov 19, 2021
- 2 min
Four Risks Of Home Equity Lines Of Credit (HELOC)
A home equity loan lets you borrow some of the equity you’ve built up in your home. For most people home equity loans are a convenient,...
Vince Savoia
- Nov 12, 2021
- 1 min
The 6 Jars of Money Management
Here’s an easy way to think about your finances. Instead of trying to picture all sorts of complicated accounts and budget lines, just...
Vince Savoia
- Nov 9, 2021
- 2 min
The lowdown on appraisals
Whether you’re purchasing a new home or want to complete a refinance of your current mortgage, it’s important to understand the role of...
Vince Savoia
- Nov 5, 2021
- 1 min
Common Uses of Reverse Mortgages
I wanted to take a moment and share some information with you about a product that is becoming popular with Canadians aged 55 and older:...
Vince Savoia
- Oct 29, 2021
- 2 min
Before you list, here’s how to find out what your home is really worth.
Coming up with the right price for your home is a science. It’s not based on how much you love your home or how much money you need to...
Vince Savoia
- Oct 22, 2021
- 2 min
When and how to back out of an accepted offer.
When you submit an offer to purchase a home, It’s only natural to have second thoughts. Buying a home is a major life decision, If your...
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