If you’re 55 or older and a Canadian homeowner, your home may be the key to a more comfortable retirement. The Retire Right program helps you turn home equity into tax-free cash—without selling or making monthly mortgage payments.

​

Whether you’re looking to supplement your income, cover unexpected expenses, or enjoy the retirement you’ve earned, Retire Right puts control back in your hands.

 

The Retire Right Home Equity Program is a tailored solution for Canadian homeowners aged 55 and above, designed to help you safely and strategically access the wealth you have built in your home.

 

With real estate values at record highs, your home equity can become a powerful financial resource, whether you want to:​
 

✅ Improve monthly cash flow in retirement

✅ Fund home renovations or accessibility upgrades

✅ Help children or grandchildren financially

✅ Cover healthcare or unexpected expenses

✅ Pay down or consolidate your debt

✅ Travel, enjoy life, and plan your legacy

​

Unlike traditional loans, the Retire Right program provides flexible, low-pressure financing options that align with your long-term financial objectives.

​​

​

Key Benefits

✅ Tax Free Income

Access funds from your home equity without affecting your Old Age Security (OAS) or Guaranteed Income               Supplement (GIS).

​

✅ No monthly payments required

You're not required to make any mortgage payments. The loan is repaid when you move, sell, or pass away.

​

✅ Stay in the home you love

There is no need to sell or downsize. Stay independent in your home or community.

​

✅ Flexible Payout Options

Choose a lump sum, monthly deposits, or a line of credit, tailored to your lifestyle and needs.

​

✅ Use the Funds however you like

Cover medical expenses, travel, renovate your home, help family, or boost your quality of life.

​

✅ Safe, secure and personalized advice

​

 

How the Retire Right Program Works

Step 1: Free Consultation

We’ll meet for a no-pressure chat to understand your goals, review your property value, and explore your eligibility.

​

Step 2: Customized Equity Plan

We’ll assess your available equity and recommend a plan using reverse mortgage, Home Equity Lines of Credit (HELOCs), or refinance options, whichever best fits your goals.

​

Step 3: Legal & Appraisal

A professional appraisal is completed, and legal documents are reviewed (we guide you every step of the way).

​

Step 4: Access Your Funds

Once approved, funds are deposited as you choose, tax-free and in certain circumstances, with zero monthly payment obligations.

 

Step 5: Ongoing Support

We stay in touch with annual reviews and financial guidance. We’re here for the long haul.

​

Turn your home equity into financial freedom, on your terms.

 

​

​​Frequently Asked Questions (FAQs)

Q: Will I lose ownership of my home?

No. You remain the complete owner. The loan is repaid when you sell, move out, or pass away.

 

Q: Can I make payments if I want to?

Yes! You can choose to make interest or lump sum payments.

​

Q: Are reverse mortgages safe?

Absolutely. They are regulated by the federal government and offered by reputable lenders.

 

Q: How much money can I access?

It depends on your age, home value, and location. Most clients access 20–55% of their home’s value.

 

Q: What’s the difference between a reverse mortgage, HELOC, and refinance?

That’s what we’re here for. We’ll compare all options and recommend the one that best fits your goals.

​

​

Download the Free Retire Right Real Estate Guide

Everything you need to know about unlocking equity in retirement, complete with a family conversation guide.

​

Download your FREE Retire Right Home Equity Guide HERE

​

Are you Ready to Retire Right?

​Let's discuss how your home can work for you, without requiring you to give it up.

✅ No pressure. ✅ No jargon. ✅ No obligation.

 

Call Vince at (416) 427-4391

Email: vince@anthemmortgage.ca

​

​

​