The iPlan Home Equity Program

Access the Value in Your Home - Without Leaving It using the iPlan Home Equity Program. It offers integrated planning with a lifelong advantage.

If you’re 55 or older and own your home, here’s some good news: you may be sitting on a financial cushion—and not even realize it.

Many Canadians are finding creative ways to enjoy retirement without having to sell the family home or tighten their budget. One of the most innovative options? Tapping into your home equity.

So… what does that mean?

In simple terms, your home’s equity is the value you’ve built up in your property over the years. It’s what’s left after subtracting what you owe from what your home is worth.

Thanks to the iPLAN Home Equity Program, you can now turn that value into real money—without having to move, sell, or make monthly payments.

Let’s break down how it works and how it could help you (or someone you care about).

How You Can Use Your Home Equity

Think of home equity like a flexible financial tool. Here are just a few ways homeowners are putting it to good use:

• Boost your monthly cash flow and take the pressure off your budget

• Renovate or upgrade your home, especially for accessibility or aging-in-place

• Give your kids or grandkids a helping hand (hello, down payment!)

• Pay off high-interest debt or handle unexpected medical costs

• Travel more, stress less, and enjoy retirement your way

• Plan your legacy with peace of mind

What Kind of Solutions Are Available?

We offer a range of tailored solutions based on your goals:

Home Equity Line of Credit (HELOC)

Draw funds when you need them. This is an excellent option if you want access to your equity but prefer flexibility and control.

Reverse Mortgage

Stay in your home and access tax-free cash, with no monthly payments. You get to keep living in the place you love, with extra breathing room in your budget.

Custom Mortgage Lending

Want to refinance or restructure your current mortgage to fit your retirement plans better? We’ve got you covered.

Let’s Talk—No Pressure

We know money conversations can feel overwhelming. That’s why iPLAN focuses on friendly, no-pressure guidance. Because at the end of the day, your home should be a source of freedom, not stress.

Are YOU Ready to Explore Your Options?

Whether you’re ready to renovate the kitchen, help a grandchild with school, or want to make retirement feel a little easier, the iPLAN Home Equity Program might be the right fit.

👉 Let’s connect. Book a free, no-obligation chat today. Click HERE to view my online calendar.

I will walk you through your options and help you decide what makes sense for you.

The iPlan Home Equity Program