top of page

The Intergenerational Home Funding Program

Updated: Mar 7, 2022

You can make the dream of home ownership a reality for your loved ones. Learn how we can help these dreams come true!

Parents and grandparents often wish to assist their loved ones with a home purchase. Unfortunately, many of their financial assets are invested in a variety of products that may have taxable consequences if used:

  1. Equity in their existing homes

  2. Equity in investment or rental properties

  3. Life Income Funds

  4. Life Insurance Policies

  5. Locked-In Retirement Accounts

  6. Registered Retirement Savings Accounts

  7. Registered Retirement Income Funds

  8. Tax-Free Savings Accounts

Although many of these plans are not legally allowed to own a piece of real estate directly they are able to lend money secured on title by a mortgage on a residential or commercial property. 

The Intergenerational Home Funding Program is designed to help you access these assets while complying with Canada Revenue Agency rules and regulations.

For more information, please feel free to contact me at 416-427-4391 or by email at


bottom of page