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![Vince Savoia, Barrie Mortgage Broker](https://static.wixstatic.com/media/fcf69d_b950036a3a884c78a8ce73cfb1cd8c13~mv2.jpg/v1/fill/w_162,h_143,al_c,q_80,usm_0.66_1.00_0.01,enc_avif,quality_auto/fcf69d_b950036a3a884c78a8ce73cfb1cd8c13~mv2.jpg)
Barrie Mortgage Agent
Seniors Issues
Mortgage Agent, Level 2. Brokerage 10801
Elder Planning Counselor
Certified Equifax Credit Professional
Certified Reverse Mortgage Specialist
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![This year create financial resolutions that you can stick to](https://static.wixstatic.com/media/11062b_e307bbb190bc45779396814f8e6761db~mv2.jpeg/v1/fill/w_454,h_341,fp_0.50_0.50,q_90,enc_auto/11062b_e307bbb190bc45779396814f8e6761db~mv2.webp)
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Jan 4, 20232 min read
This year create financial resolutions that you can stick to
A new year brings a host of new year’s resolutions. It’s very common for people to make these resolutions around family, friends, eating...
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![The Pros and Cons of Locking In](https://static.wixstatic.com/media/1b6426a353dc42a08e864660ae82d1a1.jpg/v1/fill/w_454,h_341,fp_0.50_0.50,q_90,enc_auto/1b6426a353dc42a08e864660ae82d1a1.webp)
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Dec 13, 20223 min read
The Pros and Cons of Locking In
The holiday season is upon us, bringing an end to a tumultuous year. 2022 saw inflation reach levels not seen for 40 years, followed by...
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![Budgeting for Inflation](https://static.wixstatic.com/media/11062b_a10f6a956f144c1d86dee6be6ccc21e0~mv2.jpg/v1/fill/w_454,h_341,fp_0.50_0.50,q_90,enc_auto/11062b_a10f6a956f144c1d86dee6be6ccc21e0~mv2.webp)
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Aug 12, 20223 min read
Budgeting for Inflation
If you thought the end of the pandemic would bring a return to economic normalcy, 2022 has certainly been surprising. Summer has seen...
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![How rising rates can affect your mortgage](https://static.wixstatic.com/media/fcf69d_9c571c688fb74ff398091f9a596cdc10~mv2.jpg/v1/fill/w_454,h_341,fp_0.50_0.50,q_90,enc_auto/fcf69d_9c571c688fb74ff398091f9a596cdc10~mv2.webp)
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Jun 1, 20223 min read
How rising rates can affect your mortgage
The one-two-punch of supply chain issues and the war in Ukraine has pushed inflation in Canada to its highest level in 30 years and...
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![The Tax Free First Home Savings Account (“FHSA”) explained](https://static.wixstatic.com/media/11062b_59e2154cc2964841844a6912615cc6f2~mv2.jpeg/v1/fill/w_454,h_341,fp_0.50_0.50,q_90,enc_auto/11062b_59e2154cc2964841844a6912615cc6f2~mv2.webp)
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May 11, 20222 min read
The Tax Free First Home Savings Account (“FHSA”) explained
If you or someone you know is saving for a downpayment on their first home, the Federal government announced a new program aimed at...
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![Spring clean your finances](https://static.wixstatic.com/media/480890ceef2444b8a2c9914e773d1404.jpg/v1/fill/w_454,h_341,fp_0.50_0.50,q_90,enc_auto/480890ceef2444b8a2c9914e773d1404.webp)
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Apr 7, 20223 min read
Spring clean your finances
Spring finally arrived after a long winter, and with inflation and the rising cost of living on everyone’s mind, there’s never been a...
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![Higher interest rates are here. What does that mean to you?](https://static.wixstatic.com/media/11062b_189c9e94a8264f399ef388ff2c8d011b~mv2.jpeg/v1/fill/w_454,h_341,fp_0.50_0.50,q_90,enc_auto/11062b_189c9e94a8264f399ef388ff2c8d011b~mv2.webp)
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Mar 1, 20223 min read
Higher interest rates are here. What does that mean to you?
The Bank of Canada has been signalling for a while now that they will respond to inflation by raising interest rates. Sure enough, on...
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![It’s RRSP season. Why is this important to you as a homeowner?](https://static.wixstatic.com/media/6d541016cb8d4d91b5a2b1ebb7f81705.jpg/v1/fill/w_454,h_341,fp_0.50_0.50,q_90,enc_auto/6d541016cb8d4d91b5a2b1ebb7f81705.webp)
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Feb 8, 20223 min read
It’s RRSP season. Why is this important to you as a homeowner?
The deadline to contribute to your RRSP this year is March 1. Your home may be the perfect tool to pay yourself first and grow your net...
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![Sensible strategies to help you thrive in 2022](https://static.wixstatic.com/media/11062b_63d81ad05ca24050b06c01e4058bde5f~mv2.jpeg/v1/fill/w_454,h_341,fp_0.50_0.50,q_90,enc_auto/11062b_63d81ad05ca24050b06c01e4058bde5f~mv2.webp)
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Jan 4, 20223 min read
Sensible strategies to help you thrive in 2022
Canadians keep talking about the housing market! Are we in a housing bubble, will rates rise in 2022 and by how much, is this the right...
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![Preparing for Higher Rates](https://static.wixstatic.com/media/11062b_511c06671fef427cb3ec08d1a746727b~mv2.jpg/v1/fill/w_454,h_341,fp_0.50_0.50,q_90,enc_auto/11062b_511c06671fef427cb3ec08d1a746727b~mv2.webp)
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Dec 14, 20213 min read
Preparing for Higher Rates
Given inflationary pressures, the Bank of Canada indicated in their last rate announcement that rate hikes could take place earlier than...
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![Four Risks Of Home Equity Lines Of Credit (HELOC)](https://static.wixstatic.com/media/fcf69d_ac755eafac1e47e38fc1a43fc3966916~mv2.jpg/v1/fill/w_454,h_341,fp_0.50_0.50,q_90,enc_auto/fcf69d_ac755eafac1e47e38fc1a43fc3966916~mv2.webp)
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Nov 19, 20212 min read
Four Risks Of Home Equity Lines Of Credit (HELOC)
A home equity loan lets you borrow some of the equity you’ve built up in your home. For most people home equity loans are a convenient,...
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![The 6 Jars of Money Management](https://static.wixstatic.com/media/fcf69d_09d8cb2103744b4ea8694b477c97abf3~mv2.jpg/v1/fill/w_454,h_341,fp_0.50_0.50,q_90,enc_auto/fcf69d_09d8cb2103744b4ea8694b477c97abf3~mv2.webp)
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Nov 12, 20211 min read
The 6 Jars of Money Management
Here’s an easy way to think about your finances. Instead of trying to picture all sorts of complicated accounts and budget lines, just...
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![Common Uses of Reverse Mortgages by Barrie Mortgage Broker Vince Savoia](https://static.wixstatic.com/media/16cc31b2aba61e3ba1af44849c0b0468.jpg/v1/fill/w_454,h_341,fp_0.50_0.50,q_90,enc_auto/16cc31b2aba61e3ba1af44849c0b0468.webp)
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Nov 5, 20212 min read
Common Uses of Reverse Mortgages by Barrie Mortgage Broker Vince Savoia
I wanted to take a moment to share some information with you about a product that is becoming popular with Canadians aged 55 and older:...
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![6 mistakes that can make it harder to get approved for a mortgage. By Barrie Mortgage Broker Vince Savoia.](https://static.wixstatic.com/media/3d7bc412c43340e08591ef32a3aab71e.jpg/v1/fill/w_454,h_341,fp_0.50_0.50,q_90,enc_auto/3d7bc412c43340e08591ef32a3aab71e.webp)
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Oct 8, 20211 min read
6 mistakes that can make it harder to get approved for a mortgage. By Barrie Mortgage Broker Vince Savoia.
Getting a mortgage can be complicated and stressful. Here are 6 common mistakes that can stand in the way of financing: Waiting for a 20%...
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![The Intergenerational Home Funding Program](https://static.wixstatic.com/media/776b737fa088de33bd4aeeb6cb330849.jpg/v1/fill/w_454,h_341,fp_0.50_0.50,q_90,enc_auto/776b737fa088de33bd4aeeb6cb330849.webp)
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Oct 1, 20211 min read
The Intergenerational Home Funding Program
You can make the dream of home ownership a reality for your loved ones. Learn how we can help these dreams come true! Parents and...
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![Your Home Buying Future Starts Here](https://static.wixstatic.com/media/af4993bd2bc64f38945fc0a16f0fdbea.jpg/v1/fill/w_454,h_341,fp_0.50_0.50,q_90,enc_auto/af4993bd2bc64f38945fc0a16f0fdbea.webp)
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Feb 27, 20201 min read
Your Home Buying Future Starts Here
"This Homebuyer’s Guide will give you the information and tools you need to make an informed and responsible homebuying decision. "
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![Saving For A Down Payment](https://static.wixstatic.com/media/c555555df14347c3ad9aaf3625f4354e.jpg/v1/fill/w_454,h_341,fp_0.50_0.50,q_90,enc_auto/c555555df14347c3ad9aaf3625f4354e.webp)
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Feb 19, 20201 min read
Saving For A Down Payment
Consider these four factors when saving for a down payment.
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