A retirement lending solution for Canadians 55+ to access their home equity without monthly payments.
Are you 55 years of age or older and wondering how to boost your retirement income without selling your home?
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Download the Retire Smart Real Estate Guide and discover your options.
Why Canadians 55+ Are Unlocking Their Home Equity?
If you’re a Canadian homeowner aged 55 or older, your home holds more than memories—it has opportunity. With over $1 trillion in untapped home equity, seniors are using reverse mortgages, downsizing, and refinancing to fund their retirement, without monthly payments.
This free guide walks you through the most powerful home equity solutions available in Canada so that you can retire on your terms.
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What’s Inside the Retire Smart Real Estate Guide
✅ How a reverse mortgage works in Canada
✅ Whether downsizing is the right move
✅ The pros and cons of refinancing after 55
✅ How to age in place with comfort and safety
✅ What to consider when helping a parent make a real estate decision​
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Meet Vince Savoia
As a licensed Mortgage Agent Level 2 in Barrie, Ontario, I assist Canadians aged 55 and above in making informed decisions about real estate financing. Whether it’s unlocking equity with a reverse mortgage, refinancing to lower payments, or downsizing for simplicity, this program is designed to help you Retire Smart.
Let’s talk about how your home can work for your retirement goals.
📞 416-427-4391
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Schedule a FREE CONSULTATION HERE​​
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Common Questions from Canadian Seniors
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Question 1: What is a reverse mortgage in Canada?
A reverse mortgage lets you access up to 55% of your home’s value, tax-free, with no required monthly payments. You remain the homeowner.
Question 2: Will I still own my home?
Yes, you stay on title and maintain ownership. The loan is repaid when you move out or sell the home.
Question 3: Can I still leave an inheritance?
Absolutely. Most clients retain 50% or more of their equity when the reverse mortgage is repaid.
Question 4: What are the eligibility requirements?
You must be 55 years or older, own your home, and meet the minimum home value and residency guidelines.
Question 5: What if I don’t want a reverse mortgage?
The guide also covers downsizing, refinancing, and other options to safely access your home equity.