How I Help
A calmer, more straightforward way to understand your mortgage options.
Whether you’re buying your first home, reducing monthly payments, consolidating debt, renewing a mortgage, renovating, or planning for retirement, I provide clear explanations and practical guidance—without pressure.
Mortgage Services Include:
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First-Time Home Buyer Support
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Pre-Qualification and Rate Holds
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Refinancing and Lowering Monthly Payments
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Home Equity Lines of Credit (HELOCs) and Home Equity Access
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Debt Consolidation Mortgages
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Renewal Guidance
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Credit Improvement Strategies
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Renovation and Construction Financing
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Investment and Rental Property Mortgages
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Vacation and Secondary Home Financing
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Mortgage Options During Separation or Divorce
Featured Program: Retire Right
Supporting Canadians 55 and older who want to stay Comfortable, Confident, and in Control.
Many older homeowners feel financial pressure: rising costs, fixed incomes, unexpected expenses, and the desire to help adult children.
The Retire Right Home Equity Program provides clear, gentle education about four key options:
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Home Equity Lines of Credit (HELOCs)
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Refinancing
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Reverse Mortgages
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Thoughtful Downsizing
Retire Right is designed to provide practical guidance to seniors, families, realtors, and financial advisors.
Why Work With Vince
Experience, empathy, and a clear explanation of every option.
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Transparent, educational approach
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Strong financial-planning background
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Access to multiple lenders for flexible solutions
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Specialist support for Canadians 55+
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Trauma-informed communication style—calm, respectful, and steady
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Local expertise in Barrie, Simcoe County, and across Ontario