HELOC or Mortgage Refinance in Barrie: Which Is Better?

HELOC or Mortgage Refinance in Barrie: Which Is Better?

July 24, 2026 | Posted by: Vince Savoia, MSM, EPC

A practical comparison for Barrie homeowners deciding whether flexible home equity access or a full mortgage restructure better fits their plans. By Vince Savoia, MSM, EPC, CCRMC Mortgage Agent, Leve ...

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How First Responders Can Prepare Overtime Income for a Mortgage

How First Responders Can Prepare Overtime Income for a Mortgage

July 21, 2026 | Posted by: Vince Savoia, MSM, EPC

Overtime, shift premiums and standby pay can form a meaningful part of a first responder’s earnings, but a lender still needs a clear and supportable income picture. By Vince Savoia, MSM, EPC M ...

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Your Barrie Mortgage Renews in the Next 120 Days: A Practical 2026 Review Plan

Your Barrie Mortgage Renews in the Next 120 Days: A Practical 2026 Review Plan

July 21, 2026 | Posted by: Vince Savoia, MSM, EPC

A renewal letter may look simple, but the decision can affect your payment, flexibility and financial plans for years. Here is how to prepare before you sign. By Vince Savoia, MSM, EPC, CCRMC Mortgag ...

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July 15 - 2026 - Bank of Canada Holds Rate at 2.25%

July 15 - 2026 - Bank of Canada Holds Rate at 2.25%

July 15, 2026 | Posted by: Vince Savoia, MSM, EPC

The Bank of Canada today held its target for the overnight rate at 2.25%, with the Bank Rate at 2.5% and the deposit rate at 2.20%. Canada’s economy is showing signs of improvement. Growth is p ...

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What Does a Barrie Mortgage Broker Do?

What Does a Barrie Mortgage Broker Do?

July 13, 2026 | Posted by: Vince Savoia, MSM, EPC

If you are looking for a mortgage in Barrie, you might be asking a simple question. Do we call the bank, shop around ourselves, or speak with a mortgage broker? It is a fair question. Most people ...

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Should Barrie Retirees Use Home Equity to Help Adult Children Buy a Home?

Should Barrie Retirees Use Home Equity to Help Adult Children Buy a Home?

June 23, 2026 | Posted by: Vince Savoia, MSM, EPC

I have had many conversations with Barrie homeowners who are proud of the home they built their life around. They raised children there. Paid bills there. Hosted birthdays, holidays, backyard dinners ...

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Before You Sign Your Renewal Offer: A 2026 Barrie Mortgage Review Guide for First Responders

Before You Sign Your Renewal Offer: A 2026 Barrie Mortgage Review Guide for First Responders

June 23, 2026 | Posted by: Vince Savoia, MSM, EPC

If you are a police officer, firefighter, paramedic, dispatcher, corrections officer or frontline worker in Barrie, your mortgage renewal may feel like one more form to deal with at the end of a lon ...

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How Retirees Can Leverage Home Ownership in the Barrie area in 2026

How Retirees Can Leverage Home Ownership in the Barrie area in 2026

June 10, 2026 | Posted by: Vince Savoia, MSM, EPC

How Retirees Can Leverage Home Ownership The transition to retirement can be exciting yet daunting. For many retirees, their home is one of their most valuable assets. Homeownership offers numerous a ...

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Top Ten Mental Health Tips for a Fulfilling Retirement in the Barrie area - 2026

Top Ten Mental Health Tips for a Fulfilling Retirement in the Barrie area - 2026

June 10, 2026 | Posted by: Vince Savoia, MSM, EPC

1. Stay Physically Active Exercise boosts mood, reduces stress, and supports overall health. Even a 20-minute daily walk can make a difference. Many Canadian cities offer senior-friendly fitness prog ...

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June 6, 2026 - Bank of Canada Holding Rate at 2.25%

June 6, 2026 - Bank of Canada Holding Rate at 2.25%

June 10, 2026 | Posted by: Vince Savoia, MSM, EPC

The Bank of Canada today held its target for the overnight rate at 2.25%, with the Bank Rate at 2.5% and the deposit rate at 2.20%. The conflict in the Middle East is now in its fourth month. The res ...

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