Bank of Canada raises the policy rate by 25 basis points to 2.25%
October 28, 2026 | Posted by: Vince Savoia, MSM, EPC
The Bank of Canada today increased its target for the overnight rate by 25 basis points to 2.5%, with the Bank Rate at 2.75% and the deposit rate at 2.45%. Since the July Monetary Policy Report, ...
read moreBuying Before Selling in Barrie: Mortgage Options
October 26, 2026 | Posted by: Vince Savoia, MSM, EPC
Found the next home before the current one has sold? Learn which financing options depend on a firm sale, what happens when dates overlap and how to protect your budget. By Vince Savoia, MSM, ...
read moreBarrie First Responders - Mortgage on Parental Leave
October 16, 2026 | Posted by: Vince Savoia, MSM, EPC
Expecting a baby or planning parental leave? The timing of your income, return to work and mortgage application can matter as much as the home you choose. By Vince Savoia, MSM, EPC, CCRMC Mor ...
read moreRetiring Before Closing? Barrie First Responder Mortgages
September 15, 2026 | Posted by: Vince Savoia, MSM, EPC
A practical guide to coordinating your retirement date, pension income and home purchase in Barrie. By Vince Savoia, Mortgage Agent, Level 2, Licence M19000168 | September 15, 2026 You have a retire ...
read moreSept 2-2026 - Bank of Canada maintains the policy rate at 2.25%
September 3, 2026 | Posted by: Vince Savoia, MSM, EPC
The Bank of Canada today held its target for the overnight rate at 2.25%, with the Bank Rate at 2.5% and the deposit rate at 2.20%. The continuing conflict in the Middle East is keeping energy prices ...
read moreOSI's and Your Mortgage: What First Responders Should Know
August 18, 2026 | Posted by: Vince Savoia, MSM, EPC
If you work in policing, fire or paramedic services, dispatch, corrections, health care, or social work, you may have heard the term Operational Stress Injury. It can happen after years of hard calls ...
read moreHELOC or Mortgage Refinance in Barrie: Which Is Better?
July 24, 2026 | Posted by: Vince Savoia, MSM, EPC
A practical comparison for Barrie homeowners deciding whether flexible home equity access or a full mortgage restructure better fits their plans. By Vince Savoia, MSM, EPC, CCRMC Mortgage Agent, Leve ...
read moreHow First Responders Can Prepare Overtime Income for a Mortgage
July 21, 2026 | Posted by: Vince Savoia, MSM, EPC
Overtime, shift premiums and standby pay can form a meaningful part of a first responder’s earnings, but a lender still needs a clear and supportable income picture. By Vince Savoia, MSM, EPC M ...
read moreYour Barrie Mortgage Renews in the Next 120 Days: A Practical 2026 Review Plan
July 21, 2026 | Posted by: Vince Savoia, MSM, EPC
A renewal letter may look simple, but the decision can affect your payment, flexibility and financial plans for years. Here is how to prepare before you sign. By Vince Savoia, MSM, EPC, CCRMC Mortgag ...
read moreJuly 15 - 2026 - Bank of Canada Holds Rate at 2.25%
July 15, 2026 | Posted by: Vince Savoia, MSM, EPC
The Bank of Canada today held its target for the overnight rate at 2.25%, with the Bank Rate at 2.5% and the deposit rate at 2.20%. Canada’s economy is showing signs of improvement. Growth is p ...
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