Contents

• Pre-Approval: What's your purchasing power

• Downpayment: How much to you need?

• Downpayment Savings Strategies

• Fixed or Variable-Rate Mortgages?

• Mortgage Payment Options

• Good Credit Is Important

• All About The Mortgage Process

• Verify Your Income

• Verify Your Downpayment

• What Should You Know About Rates?

• Let Renters Help Pay Your Mortgage

• What You Should and Shouldn't Do Before Your Mortgage Funds

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Appendix A: Mortgage Glossary

• What is my "Qualifying Rate"?

• What are Closing Costs?

• What is a "Purchase Plus Improvements Mortgage"?

• What is "Bridge Financing"?

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Appendix B: Moving Checklist

Appendix C: Monthly Cashflow Worksheet

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